LuckyDays deposits, withdrawals and bank payouts in Canada
What each payment method at LuckyDays costs, how long it takes and what the minimum is — in one table, with the bank-by-bank picture separated from the method-by-method one.
The fastest way to get money out
Interac is the fastest withdrawal route at LuckyDays: the request is processed within 24 hours and the money normally reaches your Canadian bank account 24–48 hours after you send it. Card payouts to Visa and Mastercard run on a 0–5 day window, and a plain bank transfer is the slowest of the listed options — assume the full five days. The Interac withdrawal minimum is C$10; most other methods start at C$20. The operator's own terms and conditions set a site-wide minimum of 20 dollars or 20 euros (the terms print "$20 / €20" and do not say which dollar) and cap withdrawals at 4,000 €/$ per day and 16,000 €/$ over a longer period that the terms do not name. LuckyDays lists no fee on any deposit or withdrawal method.
Bank-by-bank: who actually accepts a payout
The only bank-level information published concerns four major Canadian banks, and it is negative: they are described as not accepting online casino payments, which means there is no direct withdrawal into the account and therefore no per-bank limits to publish. The workaround is Interac e-Transfer, which arrives as a normal transfer between people and lands in the same account.
Nothing is published about BMO, National Bank, Desjardins, Tangerine, Simplii and EQ Bank. Treat their direct-payout status as unknown, and use Interac with them too.
| Bank | Method | Min deposit | Min withdrawal | Max withdrawal | Time | Fee |
|---|---|---|---|---|---|---|
| RBC | Direct withdrawal to bank account | Not applicable | Not applicable | Not applicable | Not applicable | Not applicable |
| Scotiabank (written as "Nova Scotia") | Direct withdrawal to bank account | Not applicable | Not applicable | Not applicable | Not applicable | Not applicable |
| TD | Direct withdrawal to bank account | Not applicable | Not applicable | Not applicable | Not applicable | Not applicable |
| CIBC | Direct withdrawal to bank account | Not applicable | Not applicable | Not applicable | Not applicable | Not applicable |
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How to withdraw from LuckyDays to TD
Use Interac, not a direct bank payout: TD is listed among the major Canadian banks that do not accept online casino payments, so the casino cannot push money straight into a TD account. The Interac e-Transfer arrives in the same account anyway.
- Log in to LuckyDays and open the Withdraw tab in the cashier.
- Select Interac as the payout method instead of bank transfer.
- Enter an amount of at least C$10 — the Interac withdrawal minimum, against C$20 on most other methods.
- Give the email address registered to your TD Interac e-Transfer profile, in the same name as your LuckyDays account.
- Upload any verification documents the cashier asks for before confirming; unverified accounts do not get paid.
- Accept the e-Transfer in TD online banking, or let Autodeposit handle it — requests are processed within 24 hours and funds typically arrive 24–48 hours after the request.
How to withdraw from LuckyDays to RBC
Request an Interac withdrawal and receive it as an e-Transfer into RBC — RBC is named among the banks that do not accept direct online casino payments, so there is no direct bank payout to select.
- Open the LuckyDays cashier and switch to the Withdraw tab.
- Choose Interac as the method.
- Enter at least C$10 and keep the total under the 4,000 €/$ daily withdrawal cap set in the operator's terms.
- Enter the email address linked to Interac e-Transfer in your RBC profile, matching the name on your casino account.
- Confirm the request and wait up to 24 hours for processing.
- Deposit the e-Transfer in RBC online banking; money usually clears 24–48 hours after the request.
How to withdraw from LuckyDays to BMO
Withdraw via Interac to BMO. Nothing published says whether BMO accepts direct casino payouts, so the safe route is the same e-Transfer path used for the banks that are known to refuse them.
- Sign in to LuckyDays and open the cashier's Withdraw tab.
- Pick Interac as the withdrawal method.
- Enter an amount from C$10 upward.
- Enter the email or phone number registered for Interac e-Transfer in BMO online banking, in your own name.
- Submit and allow up to 24 hours for the casino to process the request.
- Collect the e-Transfer in BMO; funds normally land 24–48 hours after the request, against 0–5 days for card and bank transfer payouts.
How to withdraw from LuckyDays to Scotiabank
Use Interac for Scotiabank as well: the bank (written as "Nova Scotia") is listed among those that do not accept online casino payments, so a direct account payout is not available and no bank-side limits exist to quote.
- Log in to LuckyDays and go to Withdraw in the cashier.
- Select Interac rather than bank transfer.
- Enter an amount of C$10 or more.
- Provide the Interac e-Transfer email registered with Scotiabank, in the same name as the casino account.
- Complete identity verification if the cashier requests it, then confirm.
- Accept the transfer in Scotiabank online banking — processing takes up to 24 hours, arrival usually 24–48 hours.
Every method: minimum, maximum, fee, timing
Published minimums differ. The operator's own terms state a site-wide minimum of 20 dollars or 20 euros, while per-method figures of C$10 and 15 are also quoted. A 1-dollar minimum deposit is also claimed elsewhere; nothing in the operator's terms supports that figure, so treat it as wrong.
Where a figure appears with a bare dollar sign without saying which dollar, the cell says so. Crypto is listed only as a deposit route: 13 deposit methods are counted against eight withdrawal methods, and crypto payouts are not stated.
| Method | Type | Min deposit | Max deposit | Fee | Timing |
|---|---|---|---|---|---|
| Operator terms (account level) | Site-wide rule | 20 dollars / 20 euros (dollar type unstated) | Withdrawal caps: 4,000 €/$ daily, 16,000 €/$ over an unstated period | None stated | — |
| Interac | Instant bank transfer | C$10 (C$20 also quoted) | C$5,000 | No fee | Deposit instant; withdrawal processed within 24h, funds often 24–48h |
| Visa | Card | 15 (currency unstated; C$20 also quoted) | C$10,000 | No fee | Deposit instant; payout 0–5 days; card withdrawal minimum C$20 |
| Mastercard | Card | 15 (currency unstated; C$20 also quoted) | C$10,000 | No fee | Deposit instant; payout 0–5 days; card withdrawal minimum C$20 |
| iDebit | Instant EFT | C$20 | C$10,000 | No fee | Deposit instant; listed as a withdrawal option |
| InstaDebit | Instant EFT | Not stated | Not stated | Not stated | Deposit instant; listed as a withdrawal option |
| Payz (ecoPayz) | E-wallet | C$20 | C$10,000 | No fee | Deposit instant |
| MuchBetter | E-wallet | 20 (currency unstated) | Not stated | Not stated | Listed as a withdrawal option; timing not stated |
| MiFinity | E-wallet | 20 (currency unstated) | Not stated | Not stated | Not stated |
| Paysafecard | Voucher | C$20 | C$1,000 | No fee | Deposit instant; withdrawals not stated |
| Cash2Code | Voucher / cash | 20 (currency unstated) | Not stated | Not stated | Not stated |
| Bank transfer | Bank transfer | C$20 | C$10,000 | No fee | Deposit instant; slowest payout — allow the full 0–5 days |
| Bitcoin | Crypto | 30 (currency unstated) | Not stated | Not stated | Deposits listed; payouts not stated |
| Litecoin | Crypto | 30 (currency unstated) | Not stated | Not stated | Deposits listed; payouts not stated |
| Ethereum | Crypto | 30 (currency unstated) | Not stated | Not stated | Deposits listed; payouts not stated |
| Solana | Crypto | 30 (currency unstated) | Not stated | Not stated | Deposits listed; payouts not stated |
| Binance | Crypto | 30 (currency unstated) | Not stated | Not stated | Deposits listed; payouts not stated |
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Bonus terms that lock a withdrawal →
Verification: when it happens and what it blocks
Verification is the step that decides whether the 24-hour Interac processing window applies to you or not. The casino pays out to the same name that holds the account, which is why an Interac e-Transfer has to go to an email or phone number registered in your own name at TD, RBC, BMO or Scotiabank — a payout to a partner's or a parent's account will be stopped. Expect the usual document set: government photo ID, a proof of address, and evidence of the payment method used for the deposit, such as the card the C$20 to C$10,000 Visa or Mastercard deposit came from. The operator does not publish a turnaround time for document checks, so do not plan around one.
Do the checks before you need the money, not after. If you deposit by Interac at C$10 and later ask for a payout, the documents are reviewed inside the same 24-hour window the withdrawal is supposed to use, and any missing file resets the clock. The 4,000 €/$ daily cap also means a large balance is paid in instalments, and each instalment sits behind the same verified account — a single unresolved document freezes every one of them.
Account setup and KYC steps →
What goes wrong, and what causes it
Deposit not showing. Every listed deposit route — Interac, Visa, Mastercard, iDebit, InstaDebit, Payz, Paysafecard, bank transfer — is described as instant, so a deposit that has not appeared within a few minutes has not gone through rather than being in transit. The two usual causes are an amount under the minimum (C$10 on Interac, C$20 on iDebit, Payz, Paysafecard and bank transfer, 30 on crypto) and a card decline: the same major Canadian banks that refuse casino payouts also decline casino card charges. If Visa or Mastercard is refused, Interac is the route that works.
Withdrawal slower than expected. The 24-hour figure applies to Interac processing only. Cards and bank transfers sit in a 0–5 day window, and the bank leg is outside the casino's control once the payment is sent. If you asked for a card payout on a Friday, five business days can mean the following week.
Rejected or split payouts. The terms cap withdrawals at 4,000 €/$ per day and 16,000 €/$ over a longer period the terms do not define. A balance of C$20,000 therefore cannot leave in one go — it is paid across at least five days and runs into the higher ceiling as well. Requests below the method minimum (C$20 on card withdrawals, C$10 on Interac) are also rejected outright.
Account locked. A lock during a withdrawal is almost always a verification or duplicate-account issue rather than a payment fault. Do not open a second account to get around it; that is the fastest way to have a balance confiscated under the terms.
Complaint patterns and payout disputes →
Frequently asked questions
How long does it take to withdraw bet money?
Interac withdrawals are processed within 24 hours and usually reach the bank account 24–48 hours after the request. Visa and Mastercard payouts fall in a 0–5 day window. Bank transfer is the slowest listed route, so allow the full five days. Verification delays sit on top of all of these figures.
How do I withdraw money from my bet?
Open the cashier, switch to the Withdraw tab, choose Interac, enter an amount of at least C$10 and give the e-Transfer email registered in your own name at your bank. Complete any verification the cashier asks for before confirming. The payout is processed within 24 hours and arrives as a normal Interac e-Transfer.
Does LuckyDays charge withdrawal fees?
No fee is listed on any method. Interac, Visa, Mastercard, iDebit, Payz, Paysafecard and bank transfer are all listed as free, and the operator is also described as adding no fees at all. Your own bank or e-wallet may still apply its own charge, which is outside the casino's control.
What is the minimum withdrawal on LuckyDays?
C$10 on Interac and C$20 on most other methods, including card withdrawals. The operator's own terms set a site-wide minimum of 20 dollars or 20 euros without specifying which dollar, while C$10 is the figure usually quoted for Interac. Claims of a 1-dollar minimum are not supported by the operator's terms.
Which banks does LuckyDays pay out to?
Not directly to RBC, Scotiabank, TD or CIBC — all four are listed as not accepting online casino payments, so no direct account payout is offered and no limits apply. Money reaches those accounts through Interac e-Transfer instead. Nothing is published about BMO, National Bank, Desjardins, Tangerine, Simplii and EQ Bank; use Interac with them as well.
Why is my LuckyDays withdrawal delayed?
The three common causes are incomplete verification, a request above the caps, and method timing. The terms limit withdrawals to 4,000 €/$ per day and 16,000 €/$ over a longer unstated period, so a large balance is paid in instalments. Card payouts also carry a 0–5 day window that has nothing to do with the 24-hour Interac processing time.